Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can request a ride within minutes, making transportation more convenient than ever. Despite its convenience, risks still exist. Collisions can occur, and when they do, passengers may suffer injuries.
In this article, what kinds of injuries are most common in Uber accidents, who may be liable for damages, as well as the legal process uber injury protection for compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer many different types of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Fractures: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.